Best Samsung Phones Under ₦300,000 in Nigeria in 2026

Best Samsung Phones You Can Buy for Under ₦300,000 in Nigeria

Finding a good Samsung phone for less than ₦300,000 in Nigeria has become more difficult as smartphone prices continue to rise. However, there are still some interesting options if you know what to look for. The biggest decision is whether you want a newer budget Galaxy A-series phone or an older flagship Samsung phone.

For example, the Galaxy Note 20 is several years old, but it still offers features that some newer budget Samsung phones don't, including an S Pen, wireless charging and a more premium flagship design. Current Jumia listings show the Galaxy Note 20 selling for around ₦290,000–₦300,000, depending on the storage configuration and seller.

Here are five Samsung phones worth considering.

1. Samsung Galaxy Note 20 — Best Flagship Experience

Approx. Nigerian price: ₦290,000–₦300,000

If you want the most premium Samsung experience possible within this budget, the Galaxy Note 20 is probably the most interesting choice. The Note 20 was originally launched as a flagship smartphone and comes with a 6.7-inch Super AMOLED display, 8GB RAM and 128GB/256GB storage options. It also has something that almost no phone in this price category offers:

The S Pen.

You can use the built-in stylus for:

• Taking handwritten notes

• Signing documents

• Drawing

• Editing photographs

• Annotating screenshots

• Productivity

• Remote camera control

The phone also supports wireless charging and reverse wireless charging, while its 4,300mAh battery supports 25W wired charging. The camera system includes a 12MP main camera, 64MP telephoto camera and 12MP ultrawide camera.

Why buy it?

• Premium flagship construction

• S Pen

• Super AMOLED display

• 8GB RAM

• Excellent cameras

• Wireless charging

• Reverse wireless charging

• IP68 water and dust resistance

• 5G variants available

The catch

The Galaxy Note 20 is a 2020 phone.

That means you're buying older flagship hardware rather than a new-generation Samsung. You'll also need to pay particular attention to the condition of the device if you're buying one from a third-party Nigerian retailer. Current listings show 128GB and 256GB versions around ₦290,000–₦295,000, although some sellers list them around ₦300,000 or higher.

Best for: Buyers who want a premium Samsung phone and S Pen for around ₦300,000.

2. Samsung Galaxy A26 5G — Best Newer Option

Approx. Nigerian price: around ₦250,000–₦300,000 depending on configuration and seller

If you don't want to purchase an older flagship, the Galaxy A26 5G is the type of Samsung phone you should consider. Its biggest advantage is that you're getting a much newer generation of hardware compared with the Note 20.

The A26 focuses on:

• Large AMOLED display

• 5G connectivity

• Modern Android experience

• Large battery

• Samsung's One UI ecosystem

• Longer-term software support

For someone buying a phone primarily for:

• WhatsApp

• Banking

• YouTube

• TikTok

• Instagram

• Work

• Online classes

• Normal photography

a newer A-series phone can make more sense than an ageing flagship.

Why buy it?

• Newer generation

• 5G

• AMOLED display

• Large battery

• Modern Samsung software

• Better long-term proposition

Best for: Buyers who want a newer Samsung rather than an older flagship.

3. Samsung Galaxy A25 5G — Best Display for the Money

Approx. Nigerian price: around ₦220,000–₦280,000

The Galaxy A25 5G remains an interesting option if you want a Samsung with a good display and 5G without spending close to ₦300,000. Its Super AMOLED display and 120Hz refresh rate make scrolling through social media and browsing feel considerably smoother than many entry-level Samsung phones.

The phone also has a 5,000mAh battery and a capable camera system.

Why buy it?

• 120Hz AMOLED display

• 5G

• 5,000mAh battery

• Good everyday performance

• Samsung One UI

• Stereo speakers

Best for: Students, young professionals and everyday users who want a balanced Samsung phone without spending their entire ₦300,000 budget.

4. Samsung Galaxy A17 — Best for Everyday Use

Approx. Nigerian price: ₦200,000–₦230,000

If you don't need flagship-level performance, the Galaxy A17 is a more sensible choice for many everyday users. Rather than spending the entire ₦300,000, you could put the remaining money toward accessories, a power bank or additional data.

The A17 is designed around everyday tasks such as:

• WhatsApp

• Facebook

• Instagram

• YouTube

• Banking

• Browsing

• Video calls

• Photography

Why buy it?

• Super AMOLED display

• 5,000mAh battery

• Samsung software

• Modern design

• Good everyday camera

• Easy access to Samsung accessories and service

Best for: Students, professionals and casual users who simply want a dependable Samsung smartphone.

5. Samsung Galaxy S20 FE — Best Older Flagship Alternative

Approx. Nigerian price: ₦250,000–₦300,000 depending on condition and configuration

The Galaxy S20 FE is another older Samsung flagship worth considering if you can find a clean unit. It was designed to bring many flagship Galaxy S features to a lower price. The S20 FE offers:

• AMOLED display

• High refresh rate

• Strong performance

• Multiple cameras

• Wireless charging

• IP68 protection

• 5G versions

The biggest issue is the same one facing the Note 20: Age.

A good-condition S20 FE can still be a very enjoyable phone, but buyers should carefully inspect the battery, display, charging port and overall condition.

Best for: Buyers who want an older Samsung flagship but don't particularly need the Note 20's S Pen.

Galaxy Note 20 vs New Samsung A-Series

This is probably the biggest decision you'll face.

Choose the Galaxy Note 20 if you want:

• Flagship hardware

• S Pen

• Wireless charging

• Premium build

• Better camera flexibility

• More advanced features

Choose a newer Galaxy A-series if you want:

• Newer hardware

• Longer useful lifespan

• Newer software

• Fresh battery

• Less risk associated with buying an older device

This is why there isn't one universal winner.

What I Would Buy

If I had ₦300,000 and specifically wanted Samsung, I'd divide the decision into three categories.

Best overall experience: Galaxy Note 20

• If I wanted the most flagship-like experience and the S Pen, I'd choose the Note 20.

Best newer option: Galaxy A26 5G

• If I wanted a newer device that I'd keep for several years, I'd choose the A26 5G.

Best value: Galaxy A25 5G

• If I wanted to spend less than ₦300,000 while still getting a good AMOLED display and 5G, the A25 5G makes a lot of sense.

Final Verdict

The Samsung Galaxy Note 20 is the most unusual phone on this list.

At roughly ₦295,000, it gives buyers access to features associated with Samsung's former flagship lineup, including the S Pen, wireless charging, IP68 protection and a versatile camera system. Current listings from Jumia and Konga put several Note 20 configurations around this price point.

But there's a major trade-off: you're buying a 2020 flagship in 2026.

For buyers who prioritize longevity, a newer Galaxy A-series phone may be the safer choice. For buyers who want premium features and the S Pen for under ₦300,000, however, the Note 20 remains a compelling option.

Our pick: Galaxy Note 20 for features, Galaxy A26 5G for longevity.

Before buying: Always inspect used or older Samsung phones carefully, especially the display, battery, cameras, charging port and IMEI.